A crash is never easy to endure. However, when you know what to expect, you can feel more confident pursuing the compensation you need moving forward. Working with the right lawyer can always help your case, but knowing the laws in the state regarding crashes and compensation can give you peace of mind when you need it most.
California operates an at-fault insurance basis, meaning that you can hold someone else accountable when you suffer injuries in a car accident because of that person’s negligence. Here’s everything you need to know about moving forward.
Going Through Insurance
If you are in a crash, you should exchange valuable information with the other driver, including their insurance information. When you hire a lawyer, you can provide them with your insurance provider’s information and that of the other driver so they can begin the process. Typically, it’s the responsibility of the at-fault party’s insurance company to pay out compensation up to policy limits.
You may need to rely on your insurance provider in some car accident cases, even if the other driver was responsible. For instance:
- If the other driver doesn’t have insurance, you go through your uninsured motorist coverage.
- If the other driver’s limits don’t cover your losses, you go through your underinsured motorist coverage.
While most claims will settle outside of court, some car accident cases will go through a lawsuit and subsequent trial to obtain compensation. In these cases, you want to ensure you have an experienced legal professional on your side to get through this challenging process.
Our Los Angeles car accident lawyers at BD&J, PC are ready to help you. Our team will stand in your corner, working to obtain the most favorable outcome possible and hold negligence accountable. We’re the team to give you the voice you deserve!