Fresno Rideshare Accident Lawyers
Trusted Legal Experience After an Uber or Lyft Accident
BD&J, PC offers premier assistance and representation to locals who have been hurt in rideshare accidents, such as those involving Ubers and Lyfts. Whether you were hit by a rideshare vehicle while you were driving, or you were hurt while riding in an Uber or Lyft, our law firm is here to support you and empower your claim. You can expect the opposing insurance companies that work with rideshare giants to challenge your claim to fair compensation, but they might not expect you to do anything about it.
Show insurers you mean business by calling (855) 906-3699 today!
How Do Rideshare Accidents Happen?
A rideshare accident is essentially a car accident like any other, except it involves someone acting as a rideshare driver at the time of the collision. Rideshare accidents can happen due to all sorts of acts of negligence, like drunk driving or speeding. However, Uber and Lyft drivers are working when they are driving, and they need to use an app to pick up new fares. This introduction of an app to the inside of their car while they drive can increase the risk of a crash caused by driver distraction, more so than the average vehicle. The risks of distractions caused by talking with passengers can also be heightened for rideshare drivers.
Who is Liable for Damages in a Rideshare Accident?
Uber and Lyft both carry large insurance policies that can help pay for the damages passengers and motorists experience after being in a rideshare accident. When the coverage is provided, the policy caps could mean that the full extent of your damages are covered, allowing you to move on with your life with minimal interruptions. Of course, a major insurance company probably will not make your rideshare accident claim is easy, so you should prepare to fight for the coverage amounts you deserve.
Uber’s insurance policy for rideshare drivers has three tiers:
- Offline: When an Uber driver is not using the app or is marked as offline, Uber’s insurance policy does not apply. Accident claims would have to be filed against the driver’s privately held policy and/or other motorists involved in the crash.
- Available: When an Uber driver is waiting to get a new ride request or is marked as available, Uber provides 50/100/25 third-party liability insurance to cover the driver in case of an accident. However, this policy’s coverage only applies if the driver’s privately held auto insurance policy does not apply.
- With passenger: When an Uber driver is en route to pick up a passenger or already has one in their vehicle, Uber provides its $1,000,000 third-party liability uninsured/underinsured motorist bodily injury policy. At this phase in an Uber ride, the policy also provides contingent comprehensive and collision coverage up to the cash value of a totaled vehicle, minus a deductible.
Lyft also uses an incredibly similar insurance policy for its rides. The coverage provided varies based on whether or not a Lyft rideshare driver is using the app, looking for a passenger, or has accepted a fare.
Managing Tough Claims Involving Huge Corporations
Your rideshare accident claim should not be difficult, but big corporations and their insurance companies might think otherwise. It is nothing personal, but they are thinking about their profits first. That is one of the differences between them and our Fresno rideshare accident attorneys. We care about you because we are genuinely invested in your wellbeing and future. By giving your case our full attention and every available resource, we hope to secure a win in your name and allow you to rest as comfortably as possible.
Use an online contact form to reach out team today.